How it works: Charles Schwab Cup
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The Charles Schwab Cup Playoffs is a three-tournament series used to determine the winner of the Charles Schwab Cup.
| Tournament | Location | Field size | Holes |
| Dominion Energy Charity Classic | Richmond, Virginia | 72 players | 54 |
| Simmons Bank Championship | Little Rock, Arkansas | 54 players | 54 |
| Charles Schwab Cup Championship | Phoenix, Arizona | 36 players | 72 |
Before the start of the Playoffs, the season-long Money List is converted to the Charles Schwab Cup Points List. All three Playoffs events will provide double points ($1 = 2 points).
The top 72 players on the Charles Schwab Cup Points List at the end of the regular season, which concludes at the SAS Championship, will advance to the first Playoffs event, the Dominion Energy Charity Classic.
The top 54 players on the Charles Schwab Cup Points List after the Dominion Energy Charity Classic will advance to the second Playoffs event, the Simmons Bank Championship, which is a new PGA TOUR Champions event in 2024.
The top 36 players on the Charles Schwab Cup Points List after the Simmons Bank Championship will advance to the third and final Playoffs event, the Charles Schwab Cup Championship.
2023 Playoffs rewind
2023 Dominion Energy Charity Classic: Harrison Frazar captured his first PGA TOUR Champions title in Richmond. Frazar birdied the 18th hole Sunday for a 3-under 69 to force a playoff with Richard Green, and the Texan made a winning 8-foot birdie on the first extra hole at the Country Club of Richmond.
2023 TimberTech Championship: Padraig Harrington picked up his victory on PGA TOUR Champions, winning by seven strokes. He started with a 4-under 67, seized a one-stroke lead with a second-round, 5-under 66, and blitzed the field in the final round with a 7-under 64. His winning margin was the largest of the season.
2023 Charles Schwab Cup Championship: Reigning Charles Schwab Cup winner Steven Alker finished at 18 under, one shot ahead of Ernie Els and Stephen Ames for his first Championship.
Charles Schwab Cup champions
| Year | Winner | Won at Event No. | Clinched | Runner-up |
| 2001 | Allen Doyle | 37 of 37 | SENIOR TOUR Championship | Bruce Fleisher |
| 2002 | Hale Irwin | 32 of 35 | Turtle Bay Championship | Bob Gilder |
| 2003 | Tom Watson | 31 of 31 | Charles Schwab Cup Championship | Jim Thorpe |
| 2004 | Hale Irwin | 30 of 30 | Charles Schwab Cup Championship | Craig Stadler |
| 2005 | Tom Watson | 28 of 28 | Charles Schwab Cup Championship | Dana Quigley |
| 2006 | Jay Haas | 28 of 28 | Charles Schwab Cup Championship | Loren Roberts |
| 2007 | Loren Roberts | 29 of 29 | Charles Schwab Cup Championship | Jay Haas |
| 2008 | Jay Haas | 29 of 29 | Charles Schwab Cup Championship | Fred Funk |
| 2009 | Loren Roberts | 25 of 25 | Charles Schwab Cup Championship | John Cook |
| 2010 | Bernhard Langer | 26 of 26 | Charles Schwab Cup Championship | Fred Couples |
| 2011 | Tom Lehman | 24 of 24 | Charles Schwab Cup Championship | Mark Calcavecchia |
| 2012 | Tom Lehman | 24 of 24 | Charles Schwab Cup Championship | Bernhard Langer |
| 2013 | Kenny Perry | 26 of 26 | Charles Schwab Cup Championship | Bernhard Langer |
| 2014 | Bernhard Langer | 25 of 26 | AT&T Championship | Colin Montgomerie |
| 2015 | Bernhard Langer | 24 of 24 | Charles Schwab Cup Championship | Colin Montgomerie |
| 2016 | Bernhard Langer | 26 of 26 | Charles Schwab Cup Championship | Colin Montgomerie |
| 2017 | Kevin Sutherland | 26 of 26 | Charles Schwab Cup Championship | Bernhard Langer |
| 2018 | Bernhard Langer | 26 of 26 | Charles Schwab Cup Championship | Scott McCarron |
| 2019 | Scott McCarron | 26 of 26 | Charles Schwab Cup Championship | Jerry Kelly |
| 2020-21 | Bernhard Langer | 39 of 39 | Charles Schwab Cup Championship | Jim Furyk |
| 2022 | Steven Alker | 27 of 27 | Charles Schwab Cup Championship | Padraig Harrington |
| 2023 | Steve Stricker | 26 of 28 | Dominion Energy Charity Classic | Steven Alker |